The transaction rate for retail is usually low as it has the lowest fraud and chargeback risks compared to other merchants. 95%;Nutraceutical Merchant Accounts; Online Gaming Merchant Accounts; Online Pharmacy Merchant Accounts; Recurring Billing Merchant Accounts; Tech Support Merchant Accounts;. A nutraceutical merchant account is a specialized payment processing solution designed specifically for businesses operating within the nutraceutical industry. . Built-in virtual terminal. picture identification. And you most likely need to. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and. Providing fast and easy merchant account applications to help businesses start accepting credit cards. Your customers will likely appreciate being able to use their credit cards especially for online payments. Get a secure Nutraceutical Merchant Account with QuadraPay. You won’t have to worry about handling cash or trying to deposit it into your business bank account. Nutraceutical products (commonly known as Nutra products) have formed a billion dollar market. Get Your E-commerce Merchant Account. Accept Credit Cards With Less Limitations. It is important for nutraceutical businesses to partner with high-risk payment processing providers that support credit card processing and offer competitive. To facilitate online credit card processing, credit repair businesses require an e-commerce gateway and a merchant account. We’ve put together a series of automated underwriting checks that will approve certain industry types in real time. The credit card issuer will release the funds to the merchant acquiring bank, which will settle the funds to the merchant’s bank account. In The Media Nutraceutical Merchant Account. From account management software and CRMs to accounting applications, we can link into them all with just a click of a button. The nutraceutical industry, as a part of the high-risk payment processing landscape, faces distinct challenges in payment processing, merchant account acquisition, and regulatory compliance. Or call 888-5-PAYNET. +1 (970) 379-5216; Mon - Sat: 8AM - 6PM MT; Services. 5. com’s expert team can help you receive a merchant account for your online, shopping cart, recurring billing or free trial nutraceutical business in as little as 24 hours. When can I start accepting payments? Typically, our merchants are able to begin accepting credit cards within 3 business days. Create a proper label of contents. No Comments. Our TMF or MATCH list merchant accounts allow you to get back to receiving credit card and eCheck payments - without exorbitant fees. These two niches have different purposes and demand a different business approach. *Attention business owners processing credit cards online* Your current processor may kill your business… Millions of merchant accounts were shut down last year by our competitors… We have a solution so that you can worry less about payment issues, have stable merchant accounts, and make more money online. It is crucial for a nutra business in the virtual marketing space to have a seamless way of accepting and processing card payments. In this article, we focus on that, analyzing what a nutraceutical merchant account is. 28 billion in 2019, according to Grand View Research. Collection Agencies. government regulates nutraceutical businesses, which means these. 95%;Some adult payment processors will set you up with an offshore merchant account. Works with Many Principal Third-Party Shopping Carts. QuadraPay And Nutraceutical Credit Card Processing Operating a business in the nutraceutical industry comes with unique. Nutraceutical industry is viewed as dangerous by most payment choices and consequently they don't accept direct payment to your organization. MID KINGZ offers POS systems and terminals for your retail business. By partnering with Get Payment, nutraceutical business owners can access secure and efficient payment processing solutions that address the challenges associated with the. 2. Helcim : Best All-in-One Platform. A merchant account is a specific type of bank account that allows merchants to accept payments. The merchant account also includes an agreement between the payment processor and the retailer involved for settlement of the debit or credit card transaction. Presenting your business in the best possible light from point of first contact is important because merchant accounts are essentially a line of credit from a processor. Experience Unmatched Payment Solutions. Comprehensive Merchant Account Solutions for Nutraceutical Businesses. If you are finally looking forward to spreading your business worldwide, it is important to… Electronic payment processing refers to a system of accepting and processing payments digitally. The whole process can be completed in as little as 48 hours between application to processing payments. Best Nutraceutical Merchant Accounts. Get the processing capacity you need to manage & grow your nutraceutical business. Rates may be lower than you think. We will also give you a few tips on how to choose. Offers & Programs. 250-472-5166. CyoGate does offer credit card processing solutions specifically for merchants in the online and mail order nutraceutical industry and we do have both domestic US and international solutions available. The Nutra payment processing emphasizes the need for a long-term, healthy merchant account. If you would like to read the whole blog visit us atmerchant account is a specific type of bank account that allows merchants to accept payments. Square Merchant Services: Best for Startups. Banks that fund nutraceutical merchant accounts that market illicit ingredients or goods can be found responsible once more. Chargebacks occur whenever a customer returns an item or they pay with a bad check or over-extended credit card. Here’s a closer look at the nutraceutical industry, as well as the high-risk merchant A business that accepts credit cards for goods or services. National Processing. Typically, a merchant account is used for credit card processing and eCheck processing, but can be used for a variety of payment processing needs. We understand that one size does not fit all and can tailor your credit card processing to meet your individual needs. Look for a mobile card reader that’s able to accept payments from a mobile device or digital wallet, as those payment methods are also increasing in popularity. We do this so they don’t lose the ability to accept credit cards. For an instant quote on an Instabill nutraceutical merchant account, call us directly at 1-800-318-2713 or simply click the button to get started. We at SeamlessChex understand the challenges faced by online supplement businesses, for we excel in managing fraudulent charges and high chargeback rates. Most credit card processors. Both categories are ordinarily associated with free trials, chargebacks, false claims and customer complaints. “High risk” businesses include everything from car dealerships to e-cig vendors, and even merchant credit can have an impact. A merchant account is a must-have in order to accept credit card transactions. 250-721-6173. Businesses are often prohibited from accepting payments and processing transactions by underwriting banks. It was founded in 2009 by brothers Patrick and John Collison, who. Many people in this audience prefer to purchase their. At SeamlessChex, we provide solutions that help your business get back on track. Nutra Payments Offers Retail & High Risk Nutraceutical Merchant Accounts. Without a merchant account, you will not be able to accept payment via credit card or debit card. Businesses that have a more than 3% chargeback ratio can have their merchant accounts terminated by credit card processors. He also owns multiple businesses that accept credit card payments. Securing a bad credit merchant account will allow your business to get off the ground. services that are. PaymentCloud is the #1 provider for Nutra and supplement credit card processing because we can connect directly to the software and solutions that your business already uses. However, there are various high-risk merchant accounts that nutraceutical companies can apply for to process credit cards through their website and avoid expensive FDA studies and testing. What if there was a single change you could make to improve your. The accounts enable acceptance of payments from customers in the US and internationally. We keep your money safe, so you can keep doing what you love. If you are looking for an ethical credit card processor that doesn’t hide fees or lock you into expensive contracts, see Phillip’s merchant account picks here. Therefore, they require payment processing methods tailored to their needs. Unfortunately, this means that online supplement businesses cannot obtain accounts on these platforms to accept credit cards. Therefore, most nutraceutical companies will have to use a partner who specializes in high-risk merchant A business that accepts credit cards for goods or services. Businesses in high-risk industries like nutraceuticals may struggle to find affordable payment. Membership & Recurring Billing. The main drivers of this growing demand include increasing health concerns as well as changes in dietary lifestyles. government regulates nutraceutical businesses, which means. Overcome the toughest of merchant challenges &. Power Your Business With Nutraceutical Merchant Accounts and Payments From MID Kingz Solutions — Easy, Reliable, and Secure. SeamlessChex can set your business up with a nutraceutical merchant account you can trust. Providing fast and easy merchant account applications to help businesses start accepting credit cards quickly. Any merchant account provider that is allowing you actually to accept credit cards is doing so by defrauding their member bank. Paying a slightly higher rate to accept credit cards will bring in more money than being a cash-only business. This is how you receive money if you’re ever paid by. They also struggle to secure the financing they need to grow their business and cover costs. The nutraceuticals industry continues to grow and is expected to have a bright future. Nutraceutical merchant accounts are a great way for nutraceutical firms to seamlessly accept payments. Therefore, most nutraceutical companies will have to use a partner who specializes in high-risk merchant A business that accepts credit cards for goods or services. Merchant accounts in general are different as compared to traditional business bank accounts. Taking part in the growth of Internet sales of vitamins and supplements One portion of the U. Here's why. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. The most common merchant services companies are Square, Stripe, and Braintree. Integration Help. Even if you have been previously rejected by other credit card processors or have a bad credit score and. Nutraceutical Merchant Accounts; Tech Support; High Risk Merchant Accounts; Low Cost Credit Card Processing; CBD Merchant Accounts. Automated clearing house (ACH) is a network that moves money electronically between bank accounts in the United States. The U. e. APPLY NOW! Req. Securing Merchant Accounts for Nutraceutical E-Commerce. Nutraceutical businesses is a business that falls into the “high risk” category as assessed by processing banks. 25. 5. Payment terminals are the hardware, such as the credit card machine, that customers use to swipe or tap to pay for the transaction. For example, if you process $20,000 or more a month, or if you have an average transaction amount of $500 or more, you risk more opportunities for higher chargeback ratios. Compliance Support. They average 1. Boost sales from US shoppers up to 20% with ACH & echecks. In The MediaNutraceutical Merchant Account. One of them is that e-commerce sites that offer nutraceuticals generally get a higher number of chargebacks than different organizations. Power Your Business With Nutraceutical Merchant Accounts and Payments From Scalesafe Payments — Easy, Reliable, and Secure Merchant accounts accept credit. MK Retail. No caps on your processing volume. The. However, retailer accounts for accepting credit cards are also a concern for nutraceutical companies. You also have the option to accept credit card payments using a mobile credit card processing app on your phone instead of a terminal. Choose a service provider. If you are looking forward to. As the technology is helping us more and more day by day this account is best for nutra business due to its portability as now you can not only use. Fees to Accept Tobacco Credit Card Processing Payments. The process of obtaining a merchant account can be time-consuming and complex, especially for businesses in the nutraceutical and sports nutrition space. 24 Hr. 5. A competitive payment processing fee for a standard retail small-business account might be 2. In the past, a business owner who wanted to accept credit cards had to open a merchant account with a bank, which can be costly and time-consuming. Application for an offshore merchant account is always free, with no obligation. Suppose you’re considering a new. Credit card processing for the nutraceutical industry. The role of the right payments partnerPick 7: QuickBooks Payments. Chargeback Prevention. We work with 1000's of merchants in restaurants, CBD & Hemp, retail, e-commerce. TouchSuite ® Offers Efficient Merchant Services And Payment Processing For Your Nutraceutical Company. That leaves your business without a way to take credit card payments, which usually means that your revenue stops. The accounts enable acceptance of payments from customers in the US and overseas. Los Angeles, CA (PRWEB) January 26, 2015 -- eMerchantBroker is proud to announce merchant account support for all businesses dealing in the nutraceuticals industry. Problem #3. CBD Merchant Account; High Risk Merchant Account;. Nutraceutical Merchant Account from EMB September 9, 2014 October 29, 2018 The nutraceutical business is booming, with new products being introduced every week, and TV doctors praising their benefits. Mobile Card Reader. Credit Cards. Taking part in the growth of Internet sales of vitamins and supplements One portion of the U. As consumers increasingly embrace dietary supplements, vitamins, and…Starting an online business that accepts credit cards is a huge goal for online merchants. A Nutraceutical Merchant Account allows business owners to accept credit card payments for the high risk nutraceutical industry. Over the years, Shark Processing has partnered with leading credit card issuers, such. Today, you have more options than just merchant accounts. Missing important information will delay the process and force merchants to wait longer to accept credit cards. To accept credit and debit cards for your business, you need a merchant account to properly manage the money transfer from. they are few banks that are willing to underwrite and accept credit card transaction in this industry. Net payment gateway. Nutraceutical. An adult merchant account works like a bank account for you online store. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway. Get the processing capacity you need to manage & grow your nutraceutical business. This is why, although nutraceuticals and dietary supplements have become a hot industry, they are a closely watched one. For an instant quote on an Instabill nutraceutical merchant account, call us directly at 1-800-318-2713 or simply click the button to get started. MO/TO merchants face this challenge due to the high chargebacks incurred, card not present (CNP) method of acceptance, and high volume of processing on a. Comprehensive Merchant Account Solutions for Nutraceutical Businesses. E-Cigarettes and Vapes are considered high risk in the online merchant account world. The good news is that setting up an account with a processor or acquiring a bank to receive these payments isn’t difficult—the process typically takes a few days. Credit card processing for wholesale and retail businesses. If you are looking for an ethical credit card processor that doesn’t hide fees or lock you into expensive contracts, see Phillip’s merchant account picks here. Multiple Merchant Accounts. Our goal is to provide you with the lowest rates, fastest approvals, and best terms for payment processing. START PROCESSING WITH US TODAY. Nutra merchant account enables one to accept different payment options. Prior financials is also a very important part of the underwriting process for acquiring banks. services. PayDiverse is a nutraceutical payment processor that provides nutra merchants with premium high-risk nutraceutical merchant services, credit card processing & merchant approval. Payment Depot: Best for High Transaction Volume. Customer support for the life of your direct merchant accounts: Instabill merchant account managers are available by calling direct at 1-800-530-2444 Monday through Friday, from 8 a. Nutraceutical Merchant Accounts; Pharmacy Merchant Accounts; Ticket Brokers; Travel Agency Merchant Accounts; All High Risk Merchant Accounts (877) 441-6801;For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. As a result, credit card processing solutions can be challenging to find. One study showed the average value of a cash transaction was $22, compared to $112 for the average non-cash transaction in 2019. As a global leader in providing references for nutraceutical businesses to obtain merchant account services, MerchantNegotiators. Square: Best overall. When choosing a high-risk payment processor, be sure to ask as many. Without a merchant account, you will not be able to accept payment via credit card or debit card. Create Multiple Virtual Terminal Users. Regardless of whether you receive card payments in person or online, the transaction process typically involves these basic steps: The customer swipes, inserts or taps their credit card or mobile. Once a card transaction is complete, the funds go to a merchant account. To get a merchant account, one must submit an application with a merchant account provider. To get a merchant account, one must submit an application with a merchant account provider. Many payment processors allow you to set up a dedicated merchant account, meaning the account is specifically. Even if you have been previously rejected by other credit card processors or have a bad credit score and. Here are the 4 best ways for your business to accept credit card payments in the modern world. Unfortunately, these types of situations have a spill-over effect on the industry as a whole. Nutraceutical companies can often find it difficult to accept credit card payments due to the risk involved with their products. The specific features you need from a gun-friendly payment processor depending on where you sell firearms. At Allied Payments, we have focused on providing businesses with specialized continuity merchant account services. To get a merchant account, one must submit an application with a merchant account provider. The Dun and Bradstreet Financial Stress Score and PAYDEX Score are available to pick up through D&B customer service or a third-party vendor. Some of the top credit card companies i. Merchants can accept several payments, from bank cards to cryptocurrency, with a reliable ecommerce. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Accept credit cards via TouchSuite's merchant accounts. com TouchSuite ®. This prohibition can be for several things, including the owner’s financials or credit background to the sales history, transaction types, or industry that the business operates within. In certain situations, we can expedite the setup process in 1 business day. Which cards you can accept, your chargeback rates, your merchant account limits, and other. You simply need to key in the customer’s credit card information on the application that’s provided by your payment processor. This includes hardware and software, the virtual terminal for point of sale transactions, the payment gateway, and all other aspects of credit card and ACH processing. Corporate “one stop” online management for multiple business units reported via the same screen login; Advanced, customizable, and FREE online reporting and data collection; CONTACT AmCard Payments HERE to begin credit card processing with the most competitive and feature-rich Merchant Account available to Nutraceutical product. (Read card review) Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card. In the realm of high-risk payment processing, the nutraceutical industry stands as a unique challenge. To get a merchant account for your travel agency, you’ll need to follow these steps: . Its monthly fee is $0, and it stays that way with no hidden costs or fees. Preferential rates exclusive to Merchant Advice. According to Euromonitor International, a global market intelligence publisher that provides market research reports, statistics and online information systems on industries, countries, and consumers, the US vitamin and dietary supplement market is. Electronics. TouchSuite ® Offers Efficient Merchant Services And Payment Processing For Your Nutraceutical Company. It should be the aim of every high risk business to have a merchant account. Banking-level security. When you use our services, you don’t need to worry about the risks of accepting credit cards for what will be considered high-risk payments. When shopping for a new. S. Allow 3-5 business days for approval of US nutraceutical credit card processing accounts. It enables nutraceutical merchants to securely process payments for a wide range of dietary supplements, vitamins, herbal products, and other nutraceuticals. The most common merchant services companies are Square, Stripe, and Braintree. If you want to start accepting credit card payments online, you need to set up at least one online payment channel. Investing. Finding a moto merchant account for your mail order and telephone order business can be difficult. Merchants that process high transaction volumes or transaction amounts may be subject to a high-risk merchant account. If your business is considered to be in a high risk category, working with a specialized payment services company is recommended. This is true whether you sell digital goods online or physical. At eMerchant Authority, we don’t decline dietary supplement merchant account applications simply. Unmasking the Nutraceutical Industry The nutraceutical industry has come a long way since its inception, offering products that blend nutrition with pharmaceutical benefits. PayKings offers payment solutions to businesses in high risk industries, which means that as payment processing providers, our banks are willing to accept the liability for the increased risk associated with those businesses that are categorized as needing a high risk merchant account. Get Started Today. When a customer purchases a product using a credit card or other electronic payment method, a merchant account communicates with the card issuer, withdraws funds from the customer’s account, and credits the merchant. Shark Processing. Different types of fees make up the monthly bills; including set fees and sales-based costs. Multi-currency settlement. Without a merchant account, you will not be able to accept payment via credit card or debit card. The U. If you run a nutraceutical business and want to start accepting credit card payments, you can do so with the help of eMerchant Authority. It can be hard to acquire merchant services for nutra product sales. With the great security and leading customer satisfaction, our company is your answer. 5 billion by 2027. . This is true whether you sell digital goods online or physical items in-store. Offering the option to accept credit cards provides convenience to customers and maximizes sales potential. A merchant account is one part of an overall solution that makes it safer, easier and faster to get paid. Without a merchant account, these businesses have no way to accept credit and debit card transactions. Merchant Account for Nutraceutical Products In the event, if you are included in Nutraceutical deals, as you know that it can be hard to acquire merchant services for nutra product sales. . The thing is that merchants will lose their merchant accounts if chargeback rates are too high. Here’s a closer look at the nutraceutical industry, as well as the high-risk merchant A business that accepts credit cards for goods or services. Some storefront and MOTO businesses use payment. 15% with an added $. Two of the most common supplements today with difficulty in securing supplement merchant accounts have been SARMs and Peptides. Live Chat, Phone & E-mail Support. Typically, a merchant account is used for credit card processing and eCheck processing, but can be used for a variety of payment processing needs. Accept credit card payments and monitor your processing with your nutraceutical merchant account. The second part is the eCommerce payment gateway, which connects to banking networks, through which transactions are submitted for approval. Membership & Recurring Billing. If you use a nutraceutical merchant account, you can sell supplements, vitamins, and herbal products without the fear of. But the less-known fact is the banks do not allow credit card transactions for CBD purchases. Boost sales from US shoppers up to 20% with ACH & echecks. Understanding how the business operates and is managed plays a big part in the decision-making of vape merchant account applications. Patent Pending “Transaction Routing” Technology, More than 250 Shopping Carts Integrated, “Quick Click” checkout pages, Fraud Scrubbing technology, Kount fraud scoring, Tokenization, Quickbooks integration, Mobile Payments, Email Invoicing, recurring billing and so much more. . This could occur for various reasons, such as a suspected fraud attempt, a card that has been reported lost or stolen, or a card that has been blocked. Accepting electronic checks is the best payment option for debt consolidation companies. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Traditionally, that process slows things down… until now. This is often a way to get around big banks’ refusal to underwrite adult businesses, but it has another hidden advantage as well. He also owns multiple businesses that accept credit card payments. From account management software and CRMs to accounting applications, we can link into them all with just a click of a button. Finding a willing acquiring bank is slightly more challeging then getting a. PCI Compliance. With our high risk services, businesses can accept credit cards and other forms of payments for their products and services. Regarding in-person payments, 31% of consumers choose credit cards, and 34% select debit cards. 9% + 30¢ online. If you are included in Nutraceutical deals and your works is online and you’re facing problem with the customers online payment transactions, we can help you, as you know that it can be hard to acquire merchant services for Nutra product sales. But then, without a merchant account, you will not be able to Accept Credit Card and debit card payments. This allows the acquirer to offer payment services to their clients. This is the place the Nutra merchant. Typically, a merchant account for credit repair is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. If you use a nutraceutical merchant account, you can sell supplements, vitamins, and herbal products without the fear of. We have a step by step proces to secure CBD Merchant Accounts. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Increase your nutra merchant account stability with the right merchant account adviceCall us to find out more about Payment Processing and Accepting Credit Cards: (866) 353-2239 Visit our Socials to get more business tips and tricks: Facebook: Imgur:. Friendly with all ecommerce checkout pages and shopping carts. Our processing techniques and account features exist to ensure that merchants selling delta-8 THC and other cannabis products face minimal risks when it comes to processing credit or debit card payments. It is often a bank or other financial institution that is a licensed member of a card issuer such as Visa or MasterCard. Offshore Pro Group has established a specialist division dealing only with credit card merchant accounts for offshore merchants and companies: WorldMerchant. A retail nutra merchant account allows your business to accept face-to-face credit and debit card payments via a credit card machine or point of sale system. all the signers to the account. Rates for offshore merchant accounts vary, depending upon the region in which the acquiring bank is located. Online Payments - National Merchants is your trusted partner and advocate in credit card processing. . Insurance. Payment shall be due within thirty (30) days of receipt of invoice and shall be by credit card, check, ACH or wire, however if Buyer purchases directly from Nutraceutical and pays within fifteen (15) days of receipt of invoice, Buyer shall receive a one percent 1% discount. Check out our nutraceutical merchant accounts. Online Credit Card Processing. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. These payments include but are not limited to, credit card or debit card transactions, ACH payments, and e-checks. Without a mer. At SeamlessChex, we provide solutions that help your business get back on track. The Advantages of a High Risk Merchant Account for Nutraceutical Products For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. Diversify your nutraceutical merchant accounts to mitigate risk. PSPs let you accept a wide range of payment. Fantasy Sports. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. The account includes online credit card processing, debit cards, and other payment methods. 2. Accepting card payments with smooth efficiently is. Figures are projected to reach $358. This type of account is essential to accept credit and debit card payments, and that is why nutraceutical merchants need to find another solution to open a merchant account. The WAAVE Network has approval from leading US banks and major credit card companies to enable payments for Nutraceutical resellers. Nutra Payments Offers Retail & High Risk Nutraceutical Merchant Accounts. How to accept credit card payments without a merchant account. Loans. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. A merchant account is a specific type of bank account that allows merchants to accept payments. Nutraceutical merchant accounts for enterprises selling nutraceuticals online and require credit card processing to sell their products. High-risk payment gateways: Payment gateways are tools that facilitate credit card transactions. . Typically, a merchant account for credit repair is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Proven effective payment processing accounts for crypto merchants including cryptocurrency exchanges, blockchain technologies, and initial coin offerings. Banks issuing the cards receive these fees. More importantly, Easy Pay Direct would love to play it’s part in helping you achieve your goals and service your consumers smoothly. Merchant accounts and payment gateways that allow CBD and Hemp Oil to be sold through their networks. A start up mineral nutraceutical business needs the ability to accept payments for online sales. Merchant accounts accept credit cards, debit cards, and other common types of online payment options, and having the right one can make the transaction process reliable and smooth for your customers. In order to properly set up, a nutra business online, merchants make sure to go through a few important steps (we can help). A retail nutraceutical merchant account allows businesses to accept card-present payment, including credit card, debit card, or point of sale. STEP 4: OBTAIN NECESSARY PERMITS AND LICENSES (FDA. The Best Merchant Account Services. Due to frequent comparisons to nutraceutical companies, owners of cosmeceutical businesses need to be vigilant. Don’t let your business go hungry. High risk merchant services is provided for all legal forms of high risk business types.