Higher capacity processing. 8% between 2017 and 2022. These can include manufacturers and retailers of private label supplements,vitamins, minerals, amino acids, herbs, and enzymes marketed in various forms: tablets. Simply fill out the form below. It’s undeniable that the nutraceutical market goes on growing at a rapid pace. Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account or offshore merchant account for a high risk merchant . Dive in!High volume merchant accounts are available domestically and internationally. Nutraceutical merchants are familiar with many of the problems and know that they will have high fees when applying for merchant. Offshore High Risk Merchant Account Providers. High Risk Merchant Accounts; Offshore Credit Card Processing | International Payments Processing. V. Applying for a high-risk merchant account with PayDiverse is a simple 3-step process: Complete our secure, online application form. based companies shouldn’t be treated like offshore merchants. The type of industry you are in, your location, and even your credit history all determine your merchant account classification. All Dating Merchant Accounts are unique but included terms stay the same for most: merchant discount rate (MDR), transaction fees, monthly gateway fee, 0. Specializing in eCommerce businesses, Allied Payments can provide a host of different payment options. Posted on March 27, 2018 April 28, 2023 by merchants. With online channel being the top outlet for sale of. ACCEPT PAYMENTS ONLINE. While traditional banks view companies in this sector as high risk, with a nutraceutical. Nutraceutical Merchant Accounts. Accept Credit Card Payments – as with most online transactions, the credit card payment option is expected in your online pharmacy. Call: +44 20 3670 1774. Accept debit & credit cards. As a growing industry, the demand for nutraceuticals and dietary supplements see no end in sight. Learn more about our solutions for Nutra merchants. only low risk merchants, but most will also accept high risk merchants including travel, adult entertainment, gaming, nutraceuticals, dating etc. This feature opens up new markets and expands the customer base, driving sales growth for nutraceutical merchants. “High risk” businesses include everything from car dealerships to e-cig vendors, and even merchant credit can have an impact. Call: 03 8592 0511. The demand. In addition, Vector Payments can provide additional guidance to help companies to meet their requirements. Reach us directly at 1-800-318-2713. We approve the accounts, manage risk, clear payments, and pay the forex merchants. Nutraceutical Merchant Account. Accept Credit Card Payments – as with most online transactions, the credit card payment option is expected in your online pharmacy. Get approved for a nootropic, supplement and nutraceutical merchant account. The fee is assessed for every transaction made with a credit or debit card. Online and mobile transactions, using either an ewallet or stored bank cards, are the newest. Nutraceutical merchants sometimes find that establishing a Nutraceutical Merchant account can be difficult. It can be challenging to navigate the payment processing restrictions that apply to nutraceuticals. The email is from the Offshore Merchants Team! If you have not received it within 10 minutes, please check your junk/spam folder or send us an email at admin@offshoremerchants. The best nutraceuticals merchant account. Two of the most common supplements today with difficulty in securing supplement merchant accounts have been SARMs and Peptides. Processing payments through acquiring banks in the regions where your customers live gives you a huge boost for card approvals. They are also subject to high returns and credit card declines,. The ACH is a financial network developed for member institutions to send debit and credit payments to one another electronically. 7%. What Merchants Say. Customer Service. The accounts enable acceptance of payments from customers in the US and internationally. 1. When you begin your payment processing. The continuity industry is classified as high risk because products sold are billed through a recurring business model. Diversify your nutraceutical merchant accounts to mitigate risk. Credit Card Processing for Vitamins. Businesses are often prohibited from accepting payments and processing transactions by underwriting banks. With an extensive history of partnering with these online businesses, Allied Payments is able to place most merchant accounts regardless of the products, services, or industry. Moonlight Payments Overview. 888-5-PAYNET; [email protected] offshore merchant account refers to a processing account held by a business with an acquiring bank located in a different country. Whether at a gas station pump or in a retail store, card account information is acquired through swiping the black strip or dipping of the EMV chip card. Features of ePay Global Payment Gateway Costa rica . Paynet Secure has over 25 banks located within our network and. Payments are like cash so there is no risk of fraudulent transactions or. 4 million US dollars by the year 2025. At IPP, we provide Nutra merchants with the best premium high-risk nutraceutical merchant services, credit card processing, and merchant approval. In. Online and mobile transactions, using either an ewallet or stored bank cards, are the newest. These result in chargeback reported under ‘Not as Described’. 24/7 support – You want a partner who can provide prompt support when your customers need it. Tech Support. What Merchants Say. To keep diseases, like high blood pressure, at bay and to maintain optimal wellness levels, consumer demands for supplements and nutraceuticals continues to rise. Low Rates & Fast Approvals. This labeling has made applying for and approving a merchant account difficult. The Visa Secure is designed to look after the security of both customers and online merchants. Learn more about our solutions for Nutra merchants. ”. Nutraceutical businesses are classified as high-risk, which makes them ineligible for merchant accounts at numerous sponsoring banks. You need EMB. In the U. CVV stands for “card verification value,” which serves as an additional security feature when you’re making “card-not-present” purchases, like over the internet or phone. Get Started Today! What is a Nutraceutical Merchant Account? Any business that accepts card-based payments must have a merchant account, which is a dedicated bank. As many businesses do, Nutraceutical Merchants may deal with high charge back ratios and Patriot Bankcard can connect you with offshore acquiring banks that have fewer trading restrictions and can provide you with a nutraceutical. Thank you for contacting Offshore Merchants. . A Merchant Account Focussed On the Needs of Nutraceutical Products. With our kratom credit card processing solution, it’s finally possible to accept payments for kratom vendors and cbd with a domestic U. Features of High-Risk eCheck Merchant Account. Just ask us for the details. When asked how to accept credit card payments when being located outside of the US, many would tell you to use a PayPal account. To get approved for a nutraceutical merchant account in 24 hours Get Started Now or call 1-800-621-4893. By procuring more than one merchant account in various jurisdictions, you can lower your chargeback rates. Many big merchant account providers refuse to process payments for this industry due to the legal ambiguities and potential for chargebacks. An offshore merchant account is similar to that of an international merchant account. Unfortunately, this high projection still does not ease the process of being approved for peptide merchant account services from banks. Our Internet merchant account services provide businesses with the reliability and security to run smoothly and thrive over the Internet. Your revenues are deposited in this account after one to two business days, depending on your agreement with the acquiring bank. Forex merchant accounts are established for Forex traders, Forex trading platforms, and Forex informational services. eMerchantBroker has also received 12 informal reviews from merchants, with 10 of them positive in tone and 2 which are negative in tone. We at SeamlessChex understand the challenges faced by online supplement businesses, for we excel in managing fraudulent charges and high chargeback rates. A merchant account is a specific type of bank account that allows merchants to accept payments. Also known as a tobacco shops, many financial services companies have distanced themselves from the industry. Merchant Stronghold provides fast and instant approvals for nutraceutical merchant accounts with affordable credit card processing,ecommerce and payment gateway services. S. As a result of these advanced security measures, banks can trust adult toy vendors and give them a long-term payment processing solution. Nutraceutical Merchant Accounts. Here are some of the reasons nutraceuticals are considered to be high risk A merchant that is considered a high risk based upon the credit, product. The bank assigns this number when a business applies for a merchant account with the processing service. Payment processors are required to register their alcohol businesses with the payment card association as a card-not-present merchant. At Allied Payments, our focus has been on becoming the leading provider of high-risk payment processing services for e-commerce merchants. On average, over 60 million automated clearing house transactions worth over $1 Billion are processed daily through. Boost sales from US shoppers up to 20% with ACH & echecks. Fast approvals. Offshore accounts are a completely legal method for managing money in a more profitable sense. We welcome all merchants and our high risk merchant account services are easy to operate. In e-commerce, a shopping cart is a software application that allows customers to select and purchase products or services from an online store. One of the top reasons you may need an offshore account is because you’re a high-risk merchant. High Risk ACH & Echeck Payments. Gain access to an extensive network of domestic and. The most recent negative review mentions held funds: Signed up for a processor sent all needed information, Just for funds to be held and canceled 90-180 days. 98% approval rates for high risk credit card processing. Seminar Merchant Accounts Herbal Products and Nutraceutical Merchant Account Merchant. The technology in place within these adult merchant accounts ensures that fraudulent activities and chargebacks are kept to a bare minimum. In fact, finding a merchant account with favourable terms and low transaction rates in this vertical can be arduous. Based on our evaluation, the best high-risk merchant account providers are: Best overall (and most versatile): PaymentCloud. Durango: Best for International Businesses. Host Merchant Services: Best for Interchange-Plus Pricing. 3 Strategic solutions for merchants operating one merchant account. Signature Payments is the #1 payments company in the industry of high risk vape and E-Cig merchant accounts. Selling nutraceutical products can be a slippery slope, which is why we’re straightforward with banking guidelines and protocol. High volume Nutra merchant accounts are our specialty. The most recent negative review mentions held funds: Signed up for a processor sent all needed information, Just for funds to be held and canceled 90-180 days. It provides credit card processing services for businesses of all sizes. You can call us on our toll free number 702-456-1116 or write to us at info@y8n. Professional Service. 2 – Instabill . The bank-to-bank transfers direct payment platform was designed specifically for high risk ecommerce businesses including nutraceutical merchants. See full list on merchantnegotiators. Best for chargeback monitoring: SMB Global. Fantasy Sports. Processing payments through acquiring banks in the regions where your customers live gives. Contact Us. The global dietary supplements industry was estimated at $123. Offshore merchant accounts have fewer limitations and can be an excellent option for extremely high-risk businesses that might not have access to credit card payment processing otherwise. PayDiverse offers CBD payment processing at the lowest industry rates & has multiple banks that accept CBD merchant accounts. PAYFASTO NUTRACEUTICALS PROCESSING DETAILS. Our team of nutra merchant account specialists can help you setup a solid merchant account foundation for your nutra business. Key benefits of High-Risk Merchant Account for Nutraceutical Products. Individuals applying for payment processing through a bank with a credit score of 580 or less are considered bad credit merchant accounts. Integration: As merchants familiarize themselves with their new online gambling payment processing services, the payment processor will begin providing instructions on integrating their payment gateway into the merchant website or app. 06 billion (2018) to $49. Here are some tips on how nutraceutical merchants acquire the payment processing needed to power business growth. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. com. Credit Repair. Specialized tobacco merchant accounts allow smoke shops higher volume limits and fewer restrictions than other payment processing solutions. This means that applying without an expert to help you dramatically decreases your chances of ever getting approved. To be approved for a merchant account with Nutra Payments, the business owner must have a valid SSN and US issued identification (driver’s license, US passport, etc). Increase orders. MOTO. Customizable – match your brand, and choose what fields to display. A high risk merchant account is a contract between a merchant and a bank. accounts. S. This implies the. Follow @merchantstronghold and get more of the good stuff by joining Tumblr today. If you are a nutraceutical merchant and you are looking for a high risk merchant account you can choose to work with Offshore Merchants as a leader in the high risk payment processing industry. Are you struggling to secure the payment processing solutions your nutraceutical business needs? Unfortunately, there are many industries whose merchants struggle to secure merchant accounts for their businesses – the nutraceutical industry is definitely among them. This is a non-interest-bearing savings account used by the acquiring bank as a type of insurance against chargebacks. Get approved for a nootropic, supplement and nutraceutical merchant account. Nutraceutical Merchant Accounts. An offshore merchant account means that the acquiring bank or offshore payment processor is located in a region outside of the business’ primary headquarters location. Multiple merchant accounts are easily managed through a single dashboard. Excellent processing solutions for high volume merchants. based companies shouldn’t be treated like offshore merchants. Gain access to an extensive network of domestic and international banks to satisfy your processing needs. Agreement with the nutraceutical supplier (if you are not a manufacturer); Valid ID copies for all company directors and owners. DigiPay’s expanded network of. A retail nutra merchant account allows your business to accept face-to-face credit and debit card payments via a credit card machine or point of sale system. Merchant accounts are needed for nearly every type of business. services are concerned. A Terminated Merchant File is used by processing companies to screen merchant account applicants. The addition of secure bank transfers to your checkout page boosts profits with no risk of chargebacks. Choice of banks world-wide. These programs are very effective at assisting high risk merchant account holders to manage and prevent charge backs before they happen. We will send a notification once your referred merchant is successful. ACH payments are used to move funds from one bank account to another. Payment Gateway for Adult Merchants. Health Supplements Market Manufacturers of health products can end up with legal troubles if they deal with claims. In the fast paced world powered by technology, new health complications are surfacing everyday and leading to lifestyle. Offshore merchant accounts have fewer limitations and can be an excellent option for extremely high-risk businesses that might not have access to credit card payment processing otherwise. Flexible underwriting guidelines with high approval rates. 888-5-PAYNET; info@paynetsecure. and international merchants, including mail order/telephone order, internet, mobile, and retail accounts. With our kratom credit card processing solution, it’s finally possible to accept payments for kratom vendors and cbd with a domestic U. Many business owners in high-risk verticals make the mistake of thinking you can only have one merchant account per business. The cosmeceutical industry is growing. According to Zion Market Research, global dietary supplements market was valued at USD 132. net offers credit card payment services for more than 430,000 merchants, including merchants that could be categorized as high-risk. Electronics. We also partner with 3 rd party vendors to provide affordable merchant accounts and credit card processing services to high risk business around the word. This type of merchant account allows businesses to accept credit and debit card payments from customers and process them. Essential oil aromatherapy is an alternative type of medicine used alone or to complement more traditional medical treatments. Weight Loss Programs. Nutraceutical products are increasingly becoming more and more popular all over the world. Whether businesses require a virtual terminal or only need a gateway, Allied Payments can help. Address the needs of nearly every industry, thanks to our comprehensive array of merchant transaction. It is often a bank or other financial institution that is a licensed member of a card issuer such as Visa or MasterCard. ACH Payment Processing can help your small business with quick and secure electronic payment processing. G et an offshore merchant account is a legal way to receive payments by credit card in your business abroad. A credit card processing company needs a minimum of $50,000 capital on average. Accept payments any way customers want to pay you. Credit Repair. Get a secure Nutraceutical Merchant Account with QuadraPay. Today’s most common method involves swiping a debit or credit card at a merchant location. Selling nutraceutical products can be a slippery slope, which is why we’re straightforward with banking guidelines and protocol. 65%, Visa will request an investigation into the cause and that an action plan be developed. Offshore merchant accounts are proven to be the best. When we informed a nutraceutical business owner shut down by Stripe, he could have had several merchant accounts he couldn’t believe it. The coverage extends to adult toy stores, bookstores, strip clubs, adult content websites, and dating sites. Say goodbye to overseas credit card merchants and bitcoin merchant accounts for kratom purchases! We believe that U. The merchant account is a financial product that allows businesses to be tied into the Visa, MasterCard, Discover, and American Express networks. Check out our nutraceutical merchant accounts. Find the healthiest merchant account option today for your nutraceutical business. Voted the #1 High Risk Merchant Services Provider in 2015, and 2016. Herbal Products and Nutraceutical Merchant Account Nutraceutical products have become a much sought after industry as a one-time customers generally turns to a recurring customer. Free application with no obligation. Complete our secure online application and. Crypto Payment Processing/Crypto Merchant Accounts Merchants tips for accepting Cryptocurrency payment processing. High Risk Merchant Account Specialists - From small businesses to Fortune 500 enterprises, organizations nationwide have trusted us to handle their high risk merchant accounts. Herbal Products and Nutraceutical Merchant Account Nutraceutical products have become a much sought after industry as a one-time customers generally turns to a recurring customer. e. Many times a high-risk payment processor will offer payment gateway solutions that can help merchants domestically and offshore to set up their merchant services. Settlements are deposited to your business bank account by the echeck payment processor via an ACH credit, in a similar. No Chargeback Payment Gateway for Travel Merchants; Nutraceutical Merchant Accounts; Online Dating Merchant Accounts. Performance Card Service (PCS) specializes in high risk merchant accounts and other payment processing solutions. an offshore merchant account is usually the best solution. Merchants operating these businesses commonly struggle. Once the account is approved, your merchant identification number (MID) is assigned. Nutraceutical merchants that are doing well have a high volume of sales, which naturally creates more opportunities for chargebacks, fraud, and other problems to occur. Offshore Merchant Account. Chargebacks occur when a customer disputes a transaction with their credit card company, leading to a refund. For more on European merchant accounts, how they work, what benefits they have over domestic merchant processing, or any other specific query you have, it is advisable that you give our staff a chance to interact with you. Merchant account fees will vary between different payment processors for various reasons. Domestic and international solutions with no contracts, low rates and next day funding. Canadian Merchant Account;Processing history showing a at least $50,000 per month is required to qualify for an affiliate marketing merchant account. Our proprietary echeck payment platform is operated 100% by the firm. Best for businesses that want a wide variety of terminals and POS systems. An offshore merchant account refers to a processing account held by a business with an acquiring bank located in a different country. The funds move expediently through the ACH Network, with the funds deposited into the receiving bank account within a few business days. Level 1 PCI-DSS Secure European Payment Gateway. The global dietary supplements industry was estimated at $123. Merchant Services. Fantasy Sports. Credit Repair. Application for nutraceutical merchant accounts is always free, with no obligation. Many of these merchants are categorized as Software As A Service or SAAS companies, which can include other industries that operate using a customer subscription model. A No Chargeback Merchant Account, also known as a "high-risk" merchant account, is a specialized payment processing solution designed to cater to businesses that face a higher risk of chargebacks. Weight Loss Programs. Reach out to our payment processing. But this is simply not true. Online merchants tend to see more chargebacks than other merchant accounts. Your financials will also be under investigation, along with your. net. Safe, Secure Processing with US Banks. CALL NOW! 702-456-1116 OR email [email protected] domestic merchant account services company pairs your business with one of the providers that is the most suitable for your business. When using an offshore merchant account, your acceptable chargeback ratio increases from below 2% to 3-4%. Offshore merchant accounts can be the golden ticket to taking your business to new heights. Article SummaryA head shop merchant account is a payment processing account set up exclusively for head shops. The main drivers of this growing demand include increasing health concerns as well as changes in dietary lifestyles. Advanced Subsea Services. The supplement industry is booming with an ever-increasing demand for… Performance Card Service (PCS) is an adult payment processor with more than 20 years of experience helping adult content providers establish merchant accounts, manage chargebacks and deal with all other processing-related issues unique to this business. Questions? E-mail . The most common merchant services companies are Square, Stripe, and Braintree. Some adult payment processors will set you up with an offshore merchant account. There’s no need to look further than eMerchant Authority for those businesses that need an adult payment processor. , those with both physical and digital storefronts), Moonlight addresses. Fantasy Sports. If you are a nutraceutical merchant and you are looking for a high risk merchant account you can choose to work with Offshore Merchants as a leader in the high risk payment processing industry. Multiple merchant accounts are easily managed through a single dashboard. 1. Transaction results can be returned to your website for post-processing. Don’t let payment processing issues hold you back – contact QuadraPay today to learn more about their services and how they can help your nutraceutical business thrive. Many offshore and high risk merchants use a high risk credit card processing service through an online merchant account that offers the same security but slightly higher transaction fees. net offers credit card payment services for more than 430,000 merchants, including merchants that could be categorized as high-risk. Besides collecting all the documents one should follow the following six steps: Six steps one should make to open a nutraceutical merchant account: 1. 5% - 4. The best high-risk merchant account providers are: PaymentCloud: Best Overall. Offshore Merchants has dozens of relationships with banks and high risk payment processors across the globe and are able to place nearly any type of. Our team of payment processing professionals can help merchants with nearly any type of need for their business, from card terminal installation to high risk merchant account services. It provides credit card processing services for businesses of all sizes. e. Businesses in this category often rely on solutions that can be time-consuming and expensive — especially when dealing with large volume transactions. Multiple Payment Methods. No matter the needs of a merchant, the team at Allied Payments can help set store owners up with the best payment solution at an affordable price. Radiant Pay is the leading high risk payment processing, merchant account services and payments gateway solution provider in London UK. We provide secure payment gateways (shopify, woocommerce, etc), ach & credit card processing. It serves as a list of blacklisted merchants and prevents them from opening a new merchant account from a different credit card processor than their previous institution. For those who require an offshore solution, we also offer merchant accounts and payment gateways that can handle nutraceutical sales. High Volume Merchants; Software and E-Book Merchants; Electronic Cigarettes. Nutraceutical businesses can enjoy fast approvals, low processing fees, and reliable. Call: 03 8592 0511 Call: +44 20 3670 1774 Given there are a lot of rules in the credit card processing industry these days, it may become difficult for legitimate nutraceutical and pharmaceutical sales companies to secure a functioning merchant account. These businesses need a trusted company like PayKings to provide them with high risk credit card processing. When customers select a product they. If you work in one of the high-risk industries, such as the adult industry, you’ve probably stumbled upon a problem or two when researching adult payment processing companies. According to Grand View Research, peptide sales are expected to peak at 48. 28 billion in 2019, according to Grand View Research. Canadian Merchant Account;Third Party Merchant Accounts - High Risk Merchant Accounts – amslv. Possible tax breaks: Many high-risk businesses opt for offshore merchant accounts because of less tax restrictions in other countries. Founded in 1999, Durango Merchant Services is a merchant account provider for both U. Canadian Merchant Account;Talk to our representatives right away to discuss your options. Every merchant has a different ID number, much like every individual has their tax ID number. Best Nutraceutical Merchant Account; Gambling Merchant Account; Kratom Merchant Account;. Merchant service partners get 15% up to 50% of recurring revenue based on your successful referrals. Pos Systems. This type of business is generally classified as high risk, making finding a reliable payment processor difficult. Here are some tips on how nutraceutical merchants acquire the payment processing needed to power business growth. When asked how to accept credit card payments when being located outside of the US, many would tell you to use a PayPal account. Benefits of Accepting Crypto for High-Risk Merchants. The reason is that more and more people are looking into natural cures for their ailments. S. USA. The responsibility for revokes and returns is borne by the electronic check processor. FREE Cost Comparison. Login credentials to the credit card to bitcoin payment gateway are securely emailed to you. Durango specializes in placing high-risk business types, including businesses that require offshore merchant accounts. Nutraceutical merchant accounts are the ideal solution for online nutrient, dietary supplement, and herbal product manufacturers and retailers looking to grow their business and put the pains of finding high volume processing capacity behind them. In addition, businesses generally see an increase in ordering and payment acceptance rates with the high risk gateway. Working with most industries from adult to nutraceuticals, Allied Payments. Additionally, merchants with poor credit history, high chargeback ratios, international transactions, or irregular sales patterns may benefit from offshore. Explore offshore account Offshore Processing. We at EMB, or eMerchantBroker. Best one-stop shop: First Card Payments. Merchant Account for Herbals and Nutraceuticals Provides you with: *FREE Merchant Account to process your herbal business transactions. 378 Northlake Blvd #134. The agent gets commission for the time the merchant processed transactions, and the merchant is left trying to get their funds released and find a new home for their new joins and legacy rebills. dba Allied Payments. Accept Card Payments Quickly & Easily. We also have. US and international affiliate companies are welcome to apply. We currently process payments for companies doing from $10,000/month to over $60 million/month. Vape and E-Cig Merchant Accounts. As a result of these advanced security measures, banks can trust adult toy vendors and give them a long-term payment processing solution. Nutraceuticals and supplements aren’t exactly “conventional”. Weight Loss Programs. This means that applying without an expert to help you dramatically decreases your chances of ever getting approved. Accept credit card payments online hassle-free. Talk to one of our friendly and knowledgeable accounts managers today to get a credit card processing solution that will help propel your MLM business to the next level of growth. Many herbal payment processors might offer kratom credit card processing services however, kratom is a prohibited product by the card networks. So, what does it really mean to be. But, understandably, they make. Victoria, BC V8W 0B7 . Merchants with businesses that require high risk credit card. What’s needed to get a nutraceutical merchant account. It is a virtual representation of a physical shopping cart, where customers can add products they want to buy and keep track of their order before checkout. 02 billion (2023). Skip to content BestPaymentProviders. This gives processors time to develop a customer risk profile by evaluating payment flows, average ticket sizes, processing levels and chargeback ratios. We provide offshore merchant accounts for existing businesses that process at least $50,000 per month. SMB Global: Best for international merchants. We are living in an age when leading a healthy life no longer means eating healthy and getting enough exercise. Our process is simple so you can focus on your business. Offshore Pro Group has established a specialist division dealing only with credit card merchant accounts for offshore merchants and companies: WorldMerchant. The main difference is that merchants seeking offshore merchant accounts are generally classified as high risk by US acquiring banks. We also partner with 3 rd party vendors to provide affordable merchant accounts and credit card processing services to high risk business around the word. Transaction management available through our Merchant Management Console. 770-690-8369. Online casinos are one example of a high risk business. Supported industries: Adult services, CBD, online dating, vape sales. An acquiring bank, also known as an acquirer, is a third party that offers a merchant account to a business for the purpose of accepting payments. Customers with a bank card generally spend more than those with a debit card or cash. High Risk Nutraceutical Merchant Accounts. Offshore accounts are a completely legal method for managing money in a more profitable sense. Merchants that process high transaction volumes or transaction amounts may be subject to a high-risk merchant account.